Consumer Law Archive

Sunday

25

January 2026

0

COMMENTS

Tabletop fire pit burns and recalls – can you sue? How much compensation is available from burns/explosions?

Written by , Posted in Consumer Law, Personal Injury, Tort Law

If you were burned by an exploding tabletop fire pit, it is possible you can sue the manufacturer or vendor of the product you purchased if the product was unknowingly dangerous to use. Your compensation/settlement from a successful lawsuit will depending on your injury severity and circumstances. Multiple documented cases demonstrate substantial compensation potential.

The Is That Legal Team have researched this heavily and noted that previous tabletop fire pit burn victims have received settlements ranging from $225,000 to $8 million, depending on injury severity and circumstances (as of January 2026).

With federal recalls now on record and manufacturers like Colsen declaring insolvency, burn victims have strong legal grounds for compensation but must act quickly—statutes of limitations typically expire just 2 years from injury.

The experts at Is That Legal agree that the legal foundation for these cases is exceptionally strong: recalled products, documented safety violations, and mounting injury reports create compelling evidence of defective design. Multiple legal theories support claims including strict liability, negligence, and failure to warn, with courts already ruling that both manufacturers and retailers can be held accountable.


Can You Sue for Your Injuries from tabletop alcohol fire pit burns


Maybe. If you or a family member has been injured by a tabletop fire pit, see if you qualify for compensation by filling out the form on the right side of this page here

The link above goes to the nationwide tabletop fire pit lawsuit page on the Louthian Firm website. After you fill out the form, an attorney(s) or their agent(s) may contact you to discuss your legal rights.

How much compensation can I get from a tabletop fire pit burn lawsuit?


Previous tabletop fire pit burn victims have received settlements ranging from $225,000 to $8 million, depending on injury severity and circumstances. Multiple documented cases demonstrate substantial compensation potential.

Examples of lawsuit settlement amounts

  • Largest documented settlement: $8 million (Denman v. Multiple Defendants, 2012). A Fort Worth, Texas woman suffered severe burns to her neck, chest, face, and arms when fuel gel burst into flames during refueling at a backyard dinner party. She required multiple skin-graft surgeries and permanent disfiguring injuries. Multiple defendants agreed to the settlement in Portland, Oregon federal court.
  • Case Barnett Law settlement: $1 million. An Orange County plaintiff suffered third-degree burns requiring two skin graft surgeries when a tabletop fire pit and gel lighter fluid combination ignited while following manufacturer instructions. The case settled after two years of litigation.
  • Kutsor v. Bird Brain Inc.: $225,000 settlement. A 24-year-old Alabama man was airlifted to a burn center with burns to his neck, chest, and face after gel fuel exploded when added to what appeared to be an extinguished fire pot. Defendants included the manufacturer, distributor, and retailer Marshalls.
  • Current active litigation includes Hominski v. Gusar, LLC (Southern District of Florida, trial scheduled March 2026), where a woman became “engulfed in flames” from flame jetting, and Little v. Amazon.com (trial February 2027), involving a minor who suffered severe burns to her chest, hands, legs, and scalp. At least five federal lawsuits targeting Colsen, Amazon, and other defendants are proceeding through courts nationwide.

How much is my tabletop fire pit burn injury worth?


Your tabletop fire pit burn injury value depends primarily on burn severity, with documented settlements ranging from under $10,000 for minor burns to over $7 million for catastrophic injuries:

Burn SeverityTypical Settlement Range
First-degreeUnder $10,000
Second-degree$25,000 – $75,000
Third-degree$100,000 – $800,000+
60%+ body coverageMedian verdict: $7.75 million

The national median recovery for burn injuries is $366,313, though severe cases reach much higher. Factors increasing value include facial or visible burns, need for skin grafts, permanent scarring, young victim age, and strong liability evidence like CPSC recalls.

Should I join the tabletop fire pit class action or file my own lawsuit?


You should likely file your own lawsuit if you suffered severe burns, as individual lawsuits typically yield higher compensation than class actions for serious injuries. 

An active class action has been filed: Barnhart v. Colsen Fire Pits LLC (Case No. 3:24-cv-00945, W.D. North Carolina), seeking certification for purchasers of recalled Colsen products. It alleges breach of warranty, unjust enrichment, and consumer protection violations.

However, class actions share damages among all participants and work best for smaller, similar claims. Victims with catastrophic burns—third-degree burns, permanent disfigurement, or extensive scarring—typically benefit more from personalized litigation that fully accounts for their specific damages.

If you or a family member has been injured by a tabletop fire pit, see if you qualify for a direct-action lawsuit with potential for significant compensation by filling out the form on the right side of this page here

Thursday

22

August 2024

1

COMMENTS

2024 Ticketmaster data breach compensation: Just how much are you eligible for if you sign up?

Written by , Posted in Consumer Law, Contract Law, Cybersecurity Law, Statutory Law

If you’ve received an email or notice from Ticketmaster about the data breach/hack that happened in 2024, you may be wondering what to do, and how much compensation you’re eligible for.

The path to receiving that compensation (and how much settlement you can get) can be taken in various legal ways.

Here’s the three options you have to sign up for the lawsuit:

  1. Class Action Lawsuit: Several law firms are investigating potential class action lawsuits against Ticketmaster and Live Nation. While class actions can be an efficient way to address widespread harm, they often result in relatively small payouts for individual plaintiffs.
  2. Individual Lawsuit: You could file an individual lawsuit against Ticketmaster, but this approach can be costly and time-consuming.
  3. Mass Arbitration: This strategy combines elements of individual representation with the collective power of group action. It is the strategy of choice for some law firms who have fought on behalf of their clients against the largest companies in the world and won.

Update (01/13/2025): Sign-ups are closed for this case. You can see the below screenshot from Mason LLP’s site regarding their mass arbitration efforts, as well as Morgan and Morgan’s page (https://www.forthepeople.com/blog/live-nation-and-ticketmaster-data-breach-lawsuit-what-know/) which has stopped new client intake for the Ticketmaster data breach case. Their page is now redirecting to their blog’s homepage.

We wish the best for the claimants and plaintiff’s in this case and hope the settlement that is reached is notable and significant for everyone negatively affected by the defendant (Ticketmaster).

Ticketmaster Data Breach Lawsuit Sign Up

If you received a letter or email notification from Ticketmaster about the data breach/hack in 2024, you can join the lawsuit by filling out this form. (Update (01/13/2025: this link is no longer active as the case is now closed for sign-ups)

Why Mass Arbitration May Result in the Largest Settlement/Compensation

Mass arbitration is gaining traction as an effective alternative to traditional class action lawsuits primarily due to increased payouts, and a shorter timeline.

If you’re wondering about how much the ticketmaster data breach compensation is in dollar amounts for each individual plaintiff, nobody can answer that for you just yet, but here’s why it might be the optimal choice for plaintiff’s:

Personalized Representation

Unlike class actions where all plaintiffs are treated as a single bulk entity, mass arbitration allows for individual representation. Law firms handling mass arbitrations file separate cases for each client, focusing on the specific details of your situation. 

This personalized approach could potentially lead to higher compensation compared to what you might receive in a class action settlement.

Potential for Higher Payouts

By avoiding the “one-size-fits-all” nature of class actions, mass arbitration may result in more substantial settlements for individuals. Your specific circumstances, such as the extent of data compromised or any resulting financial losses, can be more thoroughly considered.

Bypassing Arbitration Clauses

Many companies, including Ticketmaster, have arbitration clauses in their terms of service that prevent customers from participating in class action lawsuits. Mass arbitration turns this tactic on its head by overwhelming the company with numerous individual arbitration claims, often leading to more favorable settlement terms.

Efficient Process

While each case is handled individually, mass arbitration allows law firms to streamline the process by using similar arguments and evidence across multiple cases. This efficiency can lead to faster resolutions compared to traditional lawsuits.

How to Join the Lawsuit Against Ticketmaster/ Live Nation

If you’re one of the 560 million customers affected by this Ticketmaster data breach in 2024 and wish to seek a refund and additional compensation, follow these steps to join the mass arbitration process:

  1. Confirm Your Eligibility:
    • Check if you received an *official* email or letter notification from Ticketmaster about the data breach.
    • If you didn’t receive a notice but believe you may be affected, contact Ticketmaster directly.
  2. Gather Documentation:
    • Collect all relevant information, including:
      • Emails from Ticketmaster about the breach
      • Evidence of any fraudulent charges
      • Records of time spent addressing the breach
    • Organize these documents for easy access when needed.
  3. Sign Up
    • Sign up via this secure sign-up form for the Ticketmaster data breach case. (Update (01/13/2025: this link is no longer active as the case is now closed for sign-ups)
    • You’ll need to provide:
      • Personal information (name, address, contact details)
      • Ticketmaster account information
      • Details about how you’ve been affected by the breach
      • Any relevant documentation (e.g., breach notification emails, evidence of fraudulent charges)
  4. Review and Submit:
    • Carefully review all information before submitting.
    • Ensure you understand:
      • The law firm’s terms of representation
      • Any fees or costs involved, which are usually none: most plaintiff law firms handle these cases on a contingency fee basis, meaning you pay no upfront costs and only pay if they win your case.
      • Your rights and obligations as a plaintiff
    • If anything is unclear, don’t hesitate to ask your law firm for clarification.
  5. Confirmation and Next Steps:
    • After submitting your information:
      • Look for a confirmation email or message from your attorney
      • Follow any additional instructions provided by the firm
      • Be prepared to provide more information or documentation if requested
  6. Stay Informed:
    • Once you’ve signed up for the class action / mass arbitration lawsuit :
      • Regularly check your email for updates from the firm
      • Visit your law firm’s website for case updates
      • Consider joining any secure online portals or groups set up for plaintiffs
    • Keep all communications for your records.

What to Expect in Terms of Compensation

While it’s difficult to predict exact compensation amounts, data breach settlements can include:

  • Reimbursement for out-of-pocket expenses related to the breach
  • Compensation for time spent dealing with the breach
  • Credit monitoring services
  • Identity theft insurance

Mass arbitration settlements have the potential to be more substantial than typical class action payouts, which often amount to only a few Dollars up to a few dozen Dollars per person.

Remember, the legal process can take time, so patience is key. By following these steps and staying engaged, you’ll be well-positioned to pursue compensation for any damages resulting from the Ticketmaster data breach.

Join the Ticketmaster / Live Nation Lawsuit and Claim Compensation


If you’ve been affected by this data hack/breach, you may be entitled to join and claim compensation for the exposure of your private data and any resulting damages as a result of that. If you received a letter or email notification from Ticketmaster about the data breach, you can join the mass arbitration lawsuit by filling out this form. (Update (01/13/2025: this link is no longer active as the case is now closed for sign-ups)

Saturday

27

July 2024

0

COMMENTS

AT&T data breach lawsuit: Can you actually receive a $750 settlement?

Written by , Posted in Consumer Law, Contract Law, Cybersecurity Law

Answer: Maybe. If you’re a current or former AT&T customer whose Personally Identifiable Information (PII) was compromised in the breach, you may be entitled to a significant compensation payout in a class action lawsuit. 

California residents, in particular, could be eligible for up to a $750 settlement amount under the California Consumer Privacy Act (CCPA). Eligibility and compensation amounts can vary based on the specific impact of the exfiltration of your personal and financial data.

Lawsuit Update: 06/25/2025: A federal judge in Dallas granted preliminary approval on June 20, 2025, for a $177 million class‑action settlement resolving lawsuits tied to two major breaches: one in March 2024 involving 7.6 million current and 65.4 million former account holders, and another in July 2024 where hackers accessed call/text logs for approximately 109 million customers via a Snowflake cloud platform . Affected customers may be eligible to claim up to $5,000 for documented losses (2019‑style breach) or $2,500 for the metadata incident, and flat-rate payments for others whose data was exposed. Notifications will begin August 4, with a claims deadline of November 18, 2025, and final court approval is expected after a December hearing—payments projected in early 2026

If you received notice of the AT&T breach you can open a claim by filling out a claim form with one of the various law firms representing the plaintiffs in this case. For example:

  • https://potterhandy.com/att-data-breach-lawsuit
  • https://www.kazlg.com/att-data-breach/
  • https://www.cpmlegal.com/cases-CPM-Investigating-ATT-Data-Breach-Affecting-73-Million-Current-and-Former-ATT-Customers
  • https://www.cohenmilstein.com/case-study/att-data-breach-arbitration/

AT&T blue logo and black text for legal uses 2024 data breach lawsuit

How Can I Claim Compensation? 

To claim compensation, you may need to sign-up and join a class-action lawsuit or file an individual claim. Or you can do nothing and await the legal proceedings.

We’ve seen several prominent law firms take action in response to the 2024 AT&T data breach by filing class action lawsuits on behalf of affected customers in the U.S. These firms are actively seeking to hold AT&T accountable for the data breach / hack and to secure compensation for impacted individuals, up to $750 per victim and possibly more.

Mason LLP, Gibbs Law Group, Cohen Milstein Sellers & Toll PLLC, Barnes Law Group, Stueve Siegel Hanson LLP, and DiCello Levitt LLP are jointly representing plaintiffs in a class action suit against AT&T. There are other law firms as well.

Beasley Allen has also initiated a class action lawsuit on behalf of affected customers in efforts to increase settlement totals. Labaton Keller Sucharow is also investigating private arbitration claims against AT&T for California residents.

AT&T Data Breach 2024 Lawsuit Compensation Form

You can submit your AT&T lawsuit compensation claim form to the administrator to prove that you are entitled to part of the settlement if your personal data was compromised in the AT&T data breach. You can do so by filling out the sign-up form on one of the above-mentioned law firm websites.

Note: When working with a lawyer, be aware of the statute of limitations for data breach claims in your state. Provide any evidence of your AT&T account, breach notifications received, and documentation of related expenses or identity theft incidents.

What Types of Compensation / Payouts Are Available? 

Potential settlement Dollar amounts may include reimbursement for financial losses, free credit monitoring services, identity theft protection, and in some cases, statutory damages. Some lawsuits are also seeking compensation for the time and effort spent dealing with the aftermath of the hack/breach.

How Much is the AT&T Settlement Refund / How Much Can I Expect? 

The final settlement amount from AT&T you can look forward to will vary widely depending on factors such as your location, the extent of damages you’ve suffered, and the outcome of legal proceedings. While California residents may be eligible for up to a $750 payout, actual amounts could be lower or higher based on individual circumstances and the overall resolution of claims against AT&T. As for the question of “how much of a settlement can I get,” we won’t know until this lawsuit proceeds through the judicial system.

What Evidence Do I Need to Provide? 

You may need to provide evidence of your AT&T account, any notification you received about the breach, and documentation of any financial losses or identity theft incidents related to the breach. Keep records of time spent addressing the breach’s impact and any associated expenses.

What Legal Steps Should I Take? 

Consider consulting with a lawyer experienced in data breach cases. They can help you understand your rights, assess the strength of your claim, and determine whether joining a class action or pursuing individual legal action is most appropriate for your situation.

What is AT&T Offering Currently? 

At the moment (July 2024), ATT is offering a suggestion for users to change their password and such, which can be found at www.att.com/accountsafety. AT&T has also stated it will offer credit monitoring at its expense where applicable. However, this is just the first step that companies like this take, and it may not be sufficient to cover all potential damages. It’s important to understand your rights and explore all available options for settlement beyond what AT&T is voluntarily offering. 

Are There Deadlines for Signing Up and Filing Claims? 

While specific deadlines haven’t been publicized by the law firms representing the plaintiffs, it’s crucial to act promptly. Statutes of limitations for data breach claims vary by state and can impact your eligibility for compensation. Consulting with a lawyer early can help ensure you don’t miss important deadlines.

Will My Claim and Settlement Affect My Relationship with AT&T?

Pursuing compensation should not negatively impact your service with AT&T. Consumer protection laws generally prohibit retaliation against customers for exercising their legal rights. However, if you have concerns, discuss them with your class action lawyer who can provide guidance specific to your situation.

What You Can Do Next:

Data breach attorneys and former cybersecurity experts advocate for the rights of consumers impacted by such incident. You may want to sign up and work with one of these law firms as a plaintiff. 

If you received notice of the AT&T breach and would like to see if you qualify for a settlement up to $750, you can start a claim here with one of the representative law firms listed above.

Thursday

25

April 2024

0

COMMENTS

Question: Are Lawsuit Loans Legal?

Written by , Posted in Consumer Law, Contract Law, Personal Injury, Securities Law

Answer: Yes, lawsuit loans are legal in most states and jurisdictions in the U.S.

In technical terms, lawsuit loans are legal because they represent a unique financial arrangement where a funding company purchases a portion of the potential future settlement or judgment in a pending lawsuit of a plaintiff (the borrower of the lawsuit loan).

This is legal not a “shady” or under-the-table arrangement, it’s just a legal workaround to ensure that money can be lent, and ensures the borrower doesn’t take on undue risk, and same for the lender, that the lender can be sure of payment from the respective future settlement.

Why People Wonder about the Legality of Pre-Settlement Loans

When it comes to lawsuit loans, it is important to understand that the term “loan” is a word used primarily for marketing purposes. Legally speaking, lawsuit loans are not loans in the traditional sense, but rather cash advances structured as non-recourse purchases of an equitable lien in a settlement claim.

This is legal, but might raise questions when people research online and see disclaimer text to this affect on lawsuit lending websites.

The terms “lawsuit loans,” “pre-settlement funding,” or “litigation financing,” are legal and prominent because they don’t fit the traditional definition of a loan, but still act as one.

Note: lawsuit loans are a legitimate industry, and legal funding services are useful and commonly utilized by plaintiffs in the U.S. who have been injured, such as in car accidents or other personal injury accidents, where they as the victim need immediate access to a portion of their future settlement monies while awaiting the litigation or trial of their case.

What sorts of Interest is Legal?

Many states have implemented consumer protection measures specific to lawsuit loans to keep them legal:

  • Disclosure Requirements: Lenders must provide clear, written explanations of all fees and terms.
  • Interest Rate Caps: Some states limit the annual percentage rate (APR) that can be charged on legal lawsuit loans.
  • Cooling-off Periods: Several states require a period during which borrowers can cancel the agreement without penalty.

In the lawsuit funding industry, companies may use different methods to calculate the cost of their advances. Some (the nicer) funding companies advertise very clearly that they only use simple interest where the fee is calculated only on the principal amount.

While many other lenders use compound interest, where fees are calculated on both the principal and previously accumulated fees. This can run afoul of usury laws in certain states and make lawsuit loans illegal in that jurisdiction. Additionally, high interest rates can significantly increase the amount owed when the loan is due and be quite the surprise for the borrower.

Federal Lawsuit Loan Laws

Did you know: there are no specific regulations governing lawsuit loans at the federal level. BUT, the lack of federal oversight has led to various state-level regulations. Also, the Consumer Financial Protection Bureau (CFPB) has shown interest in the industry, particularly regarding consumer protection issues.

State-Level Legality

The legality of these lawsuit loans varies significantly from state to state in the US. Generally, states fall into four categories regarding their approach to lawsuit loans:

  1. Fully legal and regulated
  2. Legal with restrictions
  3. Prohibited
  4. Gray areas with unclear regulations

States Where Pre-settlement Funding / Lawsuit Loans Are Legal

Many states have embraced lawsuit loans as a legitimate financial product. For example:

  • New York: Lawsuit loans are legal and regulated under the state’s Banking Law.
  • Illinois: The state has enacted specific legislation governing lawsuit lending practices.
  • Ohio: Lawsuit loans are permitted and subject to state usury laws.

In these states, regulations often focus on interest rate caps, disclosure requirements, and licensing of lawsuit lending companies.

States with Restrictions

Some states allow lawsuit loans but have imposed significant restrictions. For instance:

  • Maine: Lawsuit loans are legal but subject to a 3% monthly interest rate cap.
  • Nebraska: The state requires lawsuit lenders to register with the Department of Banking and Finance.

These restrictions aim to protect consumers while still allowing access to pre-settlement funding.

States Where Lawsuit Loans Are Prohibited

A few states have taken a strong stance against lawsuit loans:

  • Arkansas: The state Supreme Court has ruled that lawsuit loans violate state usury laws.
  • Tennessee: Lawsuit loans are effectively banned due to strict interest rate caps.

In these states, the prohibition is often based on concerns about excessive interest rates and the potential for lawsuit loans to prolong litigation.

States with Unclear Regulations

Several states have ambiguous laws regarding lawsuit loans:

  • California: The legal status of lawsuit loans is currently being debated in the courts.
  • Texas: There is ongoing discussion about how to classify and regulate lawsuit lending.

In these states, the legality of lawsuit loans may depend on how they are structured and marketed.

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