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May 2013

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Question: Is It Illegal To Postdate A Check?

Written by , Posted in Consumer Law

Answer:

It is not illegal to post date a check. BUT, many state laws are based on the Uniform Commercial Code which has a provision that states that a bank can process a check even if the written date on it has not yet come due (meaning, just because you post-dated it doesn’t mean it’s illegal for it to be processed early). The “post-date” is not illegal, but also isn’t worth much as far as ensuring the check processing date either.

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