I am Joel R. Spivack, a Cherry Hill, New Jersey bankruptcy and real estate attorney. Clients come to me for legal services, but what I really provide is peace of mind.
For more than 20 years, I have helped people make wise, informed decisions about bankruptcy filings and residential real estate transactions. I will I guide you through the process, protect your interests and reduce your exposure to risk so that you can move forward with confidence.
Complex real estate transactions – zoning issues, land-use, hazmat, water/mineral rights, tax liens, title issues, occupancy disagreements among others- http://www.spivacklaw.com/real-estate/when-things-go-wrong/
Reverse mortgages – providing guidance on this complicated type of loan (spousal considerations, retirement tax planning, hedging against market downturns) http://www.spivacklaw.com/real-estate/reverse-mortgage/ Online calculator: https://www.aag.com/reverse-mortgage-calculator/
Debt relief / bankruptcy – understand the options available to you, the bankruptcy process and how to start over with a clean slate, http://www.spivacklaw.com/bankruptcy/